@font-face{
  font-family:'Archivo';
  font-style:normal;
  font-weight:400 600;
  font-stretch:100%;
  font-display:swap;
  src:url(/fonts/archivo-latin.woff2) format('woff2');
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;
}
@font-face{
  font-family:'Newsreader';
  font-style:normal;
  font-weight:300 500;
  font-display:swap;
  src:url(/fonts/newsreader-latin.woff2) format('woff2');
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;
}

/* ==========================================================================
   Astute East Brisbane — AKME Finance Pty Ltd
   Palette drawn from the Astute logo: navy, gold, white.
   ========================================================================== */

:root{
  /* Navy family */
  --navy-900:#07222F;
  --navy-800:#0A2F41;
  --navy-700:#00325B;
  --navy-600:#163E64;

  /* Gold family */
  --gold:#C0A062;
  --gold-600:#A98A4E;
  --gold-800:#917B4C;

  /* Paper */
  --paper:#FBFAF7;
  --paper-2:#F3F1EB;
  --white:#FFFFFF;

  --ink:#152A34;
  --ink-soft:#4A5C66;
  --line:rgba(10,47,65,.14);
  --line-light:rgba(255,255,255,.16);

  --shell:1220px;
  --gut:clamp(20px,5vw,64px);

  --serif:"Newsreader",Georgia,"Times New Roman",serif;
  --sans:"Archivo","Helvetica Neue",Arial,sans-serif;

  --ease:cubic-bezier(.22,.61,.36,1);
}

*,*::before,*::after{box-sizing:border-box}

html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}

/* Keep anchored sections clear of the sticky masthead */
section[id]{scroll-margin-top:104px}
@media (max-width:900px){section[id]{scroll-margin-top:80px}}

body{
  margin:0;
  background:var(--paper);
  color:var(--ink);
  font-family:var(--sans);
  font-size:clamp(15.5px,.4vw + 14.6px,17px);
  line-height:1.72;
  font-weight:400;
  -webkit-font-smoothing:antialiased;
}

img{max-width:100%;height:auto;display:block}
a{color:inherit}

.wrap{width:100%;max-width:var(--shell);margin-inline:auto;padding-inline:var(--gut)}

.skip{
  position:absolute;left:-9999px;top:0;z-index:200;
  background:var(--navy-800);color:#fff;padding:12px 20px;
  font:500 14px/1 var(--sans);
}
.skip:focus{left:0}

:where(a,button,input,textarea,summary):focus-visible{
  outline:2.5px solid var(--gold);
  outline-offset:3px;
  border-radius:2px;
}

/* ---------- Type primitives ---------- */

.display{
  font-family:var(--serif);
  font-weight:300;
  font-size:clamp(2.9rem,6.2vw,5rem);
  line-height:.98;
  letter-spacing:-.022em;
  margin:0 0 .3em;
  color:var(--navy-800);
}
.display--2{font-size:clamp(2.1rem,3.8vw,3.35rem);line-height:1.06}
.display--light{color:var(--white)}

.eyebrow{
  font:500 .72rem/1 var(--sans);
  letter-spacing:.22em;
  text-transform:uppercase;
  color:var(--gold-800);
  margin:0 0 1.1rem;
  display:flex;align-items:center;gap:.8em;
}
.eyebrow::after{content:"";flex:0 0 46px;height:1px;background:var(--gold)}
.eyebrow--light{color:var(--gold)}

.lede{
  font-family:var(--serif);
  font-size:clamp(1.16rem,1.5vw,1.4rem);
  line-height:1.55;
  color:var(--navy-700);
  font-weight:400;
}

.pull{
  margin:2.4rem 0 0;
  padding:1.4rem 0 1.4rem 1.6rem;
  border-left:2px solid var(--gold);
  font-family:var(--serif);
  font-size:clamp(1.15rem,1.6vw,1.42rem);
  line-height:1.5;
  color:var(--navy-700);
}

/* ---------- Buttons ---------- */

.btn{
  display:inline-flex;align-items:center;justify-content:center;
  padding:.95em 1.9em;
  font:500 .84rem/1 var(--sans);
  letter-spacing:.1em;text-transform:uppercase;
  text-decoration:none;border:1px solid transparent;
  cursor:pointer;
  transition:background .25s var(--ease),color .25s var(--ease),border-color .25s var(--ease);
}
.btn--solid{background:var(--navy-800);color:#fff}
.btn--solid:hover{background:var(--gold-800)}
.btn--ghost{border-color:var(--navy-800);color:var(--navy-800)}
.btn--ghost:hover{background:var(--navy-800);color:#fff}
.btn--full{width:100%}

/* ==========================================================================
   MASTHEAD
   ========================================================================== */

.masthead{
  position:sticky;top:0;z-index:100;
  background:rgba(251,250,247,.94);
  backdrop-filter:saturate(160%) blur(10px);
  border-bottom:1px solid var(--line);
}
.masthead::after{
  content:"";display:block;height:2px;
  background:linear-gradient(90deg,var(--navy-800) 0 34%,var(--gold) 34% 46%,transparent 46%);
}

.masthead__inner{
  max-width:var(--shell);margin-inline:auto;
  padding:14px var(--gut);
  display:flex;align-items:center;gap:clamp(16px,3vw,40px);
}

.brand{display:flex;align-items:center;gap:14px;text-decoration:none;margin-right:auto}
.brand__mark{width:auto;height:44px;object-fit:contain}
.brand__text{display:flex;flex-direction:column;gap:2px}
.brand__name{
  font-family:var(--serif);font-size:1.06rem;font-weight:500;
  color:var(--navy-800);letter-spacing:-.01em;line-height:1.1;
}
.brand__sub{
  font-size:.66rem;letter-spacing:.11em;text-transform:uppercase;
  color:var(--gold-800);font-weight:500;line-height:1.1;
}

.nav{display:flex;gap:clamp(14px,2vw,30px)}
.nav a{
  text-decoration:none;font-size:.83rem;font-weight:500;
  letter-spacing:.04em;color:var(--ink-soft);
  padding:4px 0;position:relative;
  transition:color .22s var(--ease);
}
.nav a::after{
  content:"";position:absolute;left:0;right:0;bottom:0;height:1.5px;
  background:var(--gold);transform:scaleX(0);transform-origin:left;
  transition:transform .3s var(--ease);
}
.nav a:hover{color:var(--navy-800)}
.nav a:hover::after{transform:scaleX(1)}

.phone{
  display:flex;flex-direction:column;gap:1px;text-decoration:none;
  padding:8px 18px;border:1px solid var(--gold);
  transition:background .25s var(--ease);
}
.phone:hover{background:rgba(192,160,98,.12)}
.phone__label{
  font-size:.6rem;letter-spacing:.16em;text-transform:uppercase;
  color:var(--gold-800);font-weight:600;
}
.phone__number{font-family:var(--serif);font-size:1.02rem;color:var(--navy-800);line-height:1.15}

.burger{
  display:none;width:42px;height:42px;background:none;border:1px solid var(--line);
  flex-direction:column;justify-content:center;align-items:center;gap:6px;cursor:pointer;
}
.burger span{width:19px;height:1.5px;background:var(--navy-800);transition:transform .3s var(--ease),opacity .2s}
.burger[aria-expanded="true"] span:first-child{transform:translateY(3.75px) rotate(45deg)}
.burger[aria-expanded="true"] span:last-child{transform:translateY(-3.75px) rotate(-45deg)}

[hidden]{display:none!important}

.drawer{
  border-top:1px solid var(--line);
  padding:8px var(--gut) 22px;
  display:flex;flex-direction:column;
}
.drawer a{
  text-decoration:none;padding:15px 0;border-bottom:1px solid var(--line);
  font-size:1rem;color:var(--navy-800);font-weight:500;
}
.drawer__call{
  border-bottom:0!important;font-family:var(--serif);
  font-size:1.35rem!important;color:var(--gold-800)!important;
}

/* ==========================================================================
   HERO
   ========================================================================== */

.hero{padding:clamp(48px,7vw,96px) 0 clamp(56px,8vw,110px)}

.hero__grid{
  width:100%;max-width:var(--shell);margin-inline:auto;padding-inline:var(--gut);
  display:grid;grid-template-columns:minmax(280px,.78fr) 1.22fr;
  gap:clamp(32px,5vw,84px);align-items:start;
}

.portrait{margin:0;position:sticky;top:132px}
.portrait picture{display:block}
.portrait img{
  width:100%;aspect-ratio:4/5;object-fit:cover;object-position:center 22%;
  background:var(--paper-2);
}
.portrait__plate{
  background:var(--navy-800);color:#fff;
  padding:20px 22px;display:flex;flex-direction:column;gap:3px;
  border-bottom:3px solid var(--gold);
}
.portrait__name{font-family:var(--serif);font-size:1.28rem;line-height:1.15}
.portrait__role{
  font-size:.66rem;letter-spacing:.18em;text-transform:uppercase;
  color:var(--gold);font-weight:600;
}

.hero__copy p{margin:0 0 1.15rem;color:var(--ink-soft);max-width:64ch}
.hero__copy .lede{color:var(--navy-700);margin-bottom:1.5rem}

.hero__actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:2.4rem}

/* ==========================================================================
   EXPERTISE
   ========================================================================== */

.expertise{
  padding:clamp(56px,8vw,110px) 0;
  background:var(--paper-2);
  border-top:1px solid var(--line);
  border-bottom:1px solid var(--line);
}

.expertise__grid{
  display:grid;grid-template-columns:.85fr 1.15fr;
  gap:clamp(30px,5vw,80px);align-items:start;
}

.expertise__head .sub{
  font-family:var(--serif);font-size:1.2rem;color:var(--gold-800);
  margin:.4rem 0 0;font-style:italic;
}

.expertise__body p{margin:0 0 1.15rem;color:var(--ink-soft);max-width:62ch}
.expertise__body .note{
  background:var(--white);border-left:2px solid var(--gold);
  padding:1.1rem 1.3rem;color:var(--navy-700);
}
.expertise__body .note strong{color:var(--navy-800)}

.triad{
  margin:clamp(40px,5vw,72px) 0 0;
  display:flex;flex-wrap:wrap;align-items:center;justify-content:center;
  gap:clamp(14px,2.5vw,34px);
  font-family:var(--serif);
  font-size:clamp(1.35rem,3vw,2.3rem);
  color:var(--navy-800);
  padding-top:clamp(30px,4vw,52px);
  border-top:1px solid var(--line);
}
.triad i{width:7px;height:7px;background:var(--gold);transform:rotate(45deg);flex:0 0 auto}

/* ==========================================================================
   LENDER WALL  — the signature section
   ========================================================================== */

.lenders{
  padding:clamp(60px,9vw,120px) 0;
  background:
    radial-gradient(120% 90% at 15% 0%,#0E3A50 0%,transparent 60%),
    var(--navy-900);
  color:#fff;
}

.lenders__head{max-width:760px;margin-bottom:clamp(38px,5vw,66px)}
.lenders__intro{
  color:rgba(255,255,255,.72);max-width:56ch;margin:1.2rem 0 0;
}

.group{margin-top:clamp(34px,4.5vw,58px)}

.group__title{
  display:flex;align-items:baseline;gap:16px;
  margin:0 0 22px;padding-bottom:12px;
  border-bottom:1px solid var(--line-light);
  font-size:.78rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;
  color:var(--gold);
}
.group__title span{flex:1 1 auto}
.group__title em{
  font-style:normal;font-family:var(--serif);font-size:1.5rem;
  letter-spacing:0;color:rgba(255,255,255,.4);
}

.logos{
  list-style:none;margin:0;padding:0;
  display:grid;
  grid-template-columns:repeat(auto-fill,minmax(158px,1fr));
  gap:10px;
}

.logo{
  background:var(--white);
  display:flex;flex-direction:column;align-items:center;justify-content:center;
  gap:12px;padding:24px 16px 16px;min-height:130px;
  border-bottom:2px solid transparent;
  transition:border-color .3s var(--ease),transform .3s var(--ease);
}
.logo img{
  max-height:38px;width:auto;max-width:80%;object-fit:contain;
  filter:grayscale(1);opacity:.62;
  transition:filter .35s var(--ease),opacity .35s var(--ease);
}
.logo span{
  font-size:.68rem;letter-spacing:.06em;color:var(--ink-soft);
  text-align:center;line-height:1.3;
}
.logo:hover{border-bottom-color:var(--gold);transform:translateY(-3px)}
.logo:hover img{filter:grayscale(0);opacity:1}

/* ==========================================================================
   CONTACT
   ========================================================================== */

.contact{padding:clamp(56px,8vw,110px) 0}

.contact__grid{
  display:grid;grid-template-columns:1fr 1fr;
  gap:clamp(32px,5vw,80px);align-items:start;
}

.contact__intro > p{color:var(--ink-soft);max-width:46ch;margin:0 0 1.1rem}
.contact__intro .contact__cta{
  color:var(--navy-800);font-weight:500;
  border-left:2px solid var(--gold);padding-left:1.1rem;
  margin:1.6rem 0 2.2rem;
}

.details{margin:0;display:grid;gap:0}
.details > div{
  display:grid;grid-template-columns:110px 1fr;gap:16px;
  padding:14px 0;border-top:1px solid var(--line);
}
.details > div:last-child{border-bottom:1px solid var(--line)}
.details dt{
  font-size:.68rem;letter-spacing:.15em;text-transform:uppercase;
  color:var(--gold-800);font-weight:600;padding-top:.28em;
}
.details dd{margin:0;color:var(--navy-800);word-break:break-word}
.details a{text-decoration:none;border-bottom:1px solid var(--gold);padding-bottom:1px}
.details a:hover{color:var(--gold-800)}

.formcard{
  background:var(--white);
  border:1px solid var(--line);
  border-top:3px solid var(--navy-800);
  padding:clamp(24px,3.4vw,42px);
}

.hp{position:absolute;left:-9999px}

.field{margin-bottom:20px}
.field label{
  display:block;margin-bottom:7px;
  font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;
  font-weight:600;color:var(--navy-700);
}
.field input,.field textarea{
  width:100%;padding:13px 15px;
  font:400 1rem/1.5 var(--sans);color:var(--ink);
  background:var(--paper);
  border:1px solid var(--line);border-radius:0;
  transition:border-color .22s var(--ease),background .22s var(--ease);
}
.field textarea{resize:vertical;min-height:120px}
.field input:hover,.field textarea:hover{border-color:var(--gold-600)}
.field input:focus,.field textarea:focus{background:var(--white);border-color:var(--navy-800)}
.field input[aria-invalid="true"],.field textarea[aria-invalid="true"]{border-color:#B3402F}

.err{margin:6px 0 0;font-size:.78rem;color:#B3402F;min-height:0}
.err:empty{display:none}

.formcard__foot{
  margin:16px 0 0;font-size:.78rem;color:var(--ink-soft);text-align:center;
}

/* ==========================================================================
   FOOTER
   ========================================================================== */

.foot{background:var(--navy-900);color:rgba(255,255,255,.8);padding:clamp(46px,6vw,78px) 0 34px}

.foot__top{
  display:grid;grid-template-columns:1.1fr 1fr auto;
  gap:clamp(28px,4vw,64px);
  padding-bottom:34px;border-bottom:1px solid var(--line-light);
}

.foot__mark{height:52px;width:auto;object-fit:contain;margin-bottom:16px}
.foot__name{
  font-family:var(--serif);font-size:1.18rem;color:#fff;margin:0 0 4px;line-height:1.3;
}
.foot__name span{display:block;font-family:var(--sans);font-size:.7rem;letter-spacing:.13em;color:var(--gold);margin-top:5px}
.foot__ta{margin:0;font-size:.85rem;color:rgba(255,255,255,.6)}

.foot__contact p{margin:0 0 8px;font-size:.9rem}
.foot__person{
  font-family:var(--serif);font-size:1.12rem;color:#fff;margin-bottom:12px!important;line-height:1.3;
}
.foot__person span{
  display:block;font-family:var(--sans);font-size:.65rem;letter-spacing:.16em;
  text-transform:uppercase;color:var(--gold);margin-top:5px;
}
.foot__quals{
  font-size:.78rem!important;
  line-height:1.6;
  color:var(--gold)!important;
  margin-bottom:14px!important;
}
.foot__contact a{text-decoration:none;transition:color .2s var(--ease)}
.foot__contact a:hover{color:var(--gold)}

/* Logo tile with no usable image file — name carries it */
.logo--textonly{justify-content:center}
.logo--textonly span{font-family:var(--serif);font-size:1rem;color:var(--navy-800)}

.foot__sociallabel{
  margin:0 0 14px;font-size:.65rem;letter-spacing:.18em;
  text-transform:uppercase;color:var(--gold);font-weight:600;
}
.foot__social ul{list-style:none;margin:0;padding:0;display:flex;gap:10px}
.foot__social a{
  width:42px;height:42px;display:grid;place-items:center;
  border:1px solid var(--line-light);
  transition:background .25s var(--ease),border-color .25s var(--ease);
}
.foot__social svg{width:19px;height:19px;fill:rgba(255,255,255,.85)}
.foot__social a:hover{background:var(--gold);border-color:var(--gold)}
.foot__social a:hover svg{fill:var(--navy-900)}

.foot__legal{padding-top:26px}
.foot__legal p{
  margin:0 0 12px;font-size:.72rem;line-height:1.65;color:var(--gold-800);max-width:100ch;
}
.foot__disclaimer{
  font-size:.8rem!important;
  line-height:1.75!important;
  color:rgba(255,255,255,.62)!important;
  max-width:88ch;
  margin:0 auto!important;
  text-align:center;
  text-wrap:balance;
}
.foot__copy{color:rgba(255,255,255,.42)!important}

/* Build credit — deliberately the quietest thing on the page */
.foot__credit{
  margin:26px 0 0;
  padding-top:20px;
  border-top:1px solid var(--line-light);
  text-align:center;
  font-size:.68rem;
  letter-spacing:.13em;
  text-transform:uppercase;
  color:rgba(255,255,255,.58);
}
.foot__credit a{
  color:rgba(255,255,255,.5);
  text-decoration:none;
  border-bottom:1px solid rgba(192,160,98,.4);
  padding-bottom:2px;
  transition:color .25s var(--ease),border-color .25s var(--ease);
}
.foot__credit a:hover{color:var(--gold);border-bottom-color:var(--gold)}

/* ==========================================================================
   MOTION
   ========================================================================== */

.reveal{opacity:0;transform:translateY(18px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.reveal.in{opacity:1;transform:none}

@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .reveal{opacity:1;transform:none;transition:none}
  *,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important}
}

/* ==========================================================================
   RESPONSIVE
   ========================================================================== */

@media (max-width:1080px){
  .hero__grid{grid-template-columns:minmax(240px,.72fr) 1.28fr;gap:40px}
  .foot__top{grid-template-columns:1fr 1fr;gap:36px}
  .foot__social{grid-column:1/-1}
}

@media (min-width:901px){
  .drawer{display:none}
}

@media (max-width:900px){
  .nav,.phone{display:none}
  .burger{display:flex}
  .expertise__grid{grid-template-columns:1fr;gap:28px}
  .contact__grid{grid-template-columns:1fr;gap:38px}
}

@media (max-width:760px){
  .hero__grid{grid-template-columns:1fr;gap:34px}
  .portrait{position:static;max-width:400px}
  .portrait img{aspect-ratio:1/1}
  .logos{grid-template-columns:repeat(auto-fill,minmax(132px,1fr));gap:8px}
  .logo{min-height:112px;padding:18px 12px 14px}
  .logo img{max-height:30px}
  .foot__top{grid-template-columns:1fr}
  .details > div{grid-template-columns:1fr;gap:2px}
}

@media (max-width:560px){
  .masthead__inner{padding-block:11px;gap:12px}
  .brand{gap:10px}
  .brand__mark{height:38px}
  .brand__name{font-size:.95rem}
  .brand__sub{font-size:.55rem;letter-spacing:.07em}
}

@media (max-width:400px){
  .brand__mark{height:32px}
  .brand__name{font-size:.86rem}
  .hero__actions .btn{width:100%}
  .triad{font-size:1.25rem;gap:12px}
}